Risk Appetite
COMMERCIAL HULL
Skippered Charters
Tourism Vessels
Workboats
Small Fishing Vessels
Crustacean/Sea-life Collection Vessels
Cruisers - Commercial Use
Catamarans - Commercial Use
Yachts - Commercial Use
Runabouts - Commercial Use
Trailered Vessels
Vessels above the Tropic of Capricorn (must be 100km inland and trailered)
Houseboats
Jet Boats
Jet Skis
Fishing Trawlers
Trimarans
Thrill Boats
Ferro-cement Vessels
Amphibious Craft
Vessels capable of speeds over 50 knots
Floating Restaurants
Bareboat Charter Vessels
Bluewater/Offshore Risks
Vessels above the Tropic of Capricorn (unless 100km inland and trailered)
Military or Navy Vessels
PROTECTION & INDEMNITY
Skippered Charters
Tourism Vessels
Workboats
Cruisers - Commercial Use
Catamarans - Commercial Use
Yachts - Commercial Use
Runabouts - Commercial Use
Trailered Vessels
Vessels above the Tropic of Capricorn
Ferro-cement Vessels
Jet Boats
RIBS
Thrill Boats
Timber Vessels
Vessels over 25 Years of Age
Vessels capable of speeds over 40 knots
Floating Restuarnets
Military or Navy Vessels
Jet Skis
Fishing Vessels
MARINE TRADES LIABILITY
Marine Trades Occupations which are related to Vessels and/or marine Installation including but not limited to:
Hull cleaning, detailing and antifouling
Mooring Maintenance and Installation
Fibreglass Repairs
Diesel Mechanic
Electrician
Fabrication
General Boat Repairs & Servicing
Mobile Boat Mechanic
Joinery, carpentry and cabinetry
Hull Repairer
General Maintenance
Outboard Mechanic
Propeller Servicing
Trimming and Upholstery
Shipwright
Refrigeration
Plumbing
Rigger including Installation & Maintenance
Sign Writing
Painting, Spray Painting, Coating, & Sandblasting
Retail and Chandlery (up to 20% of total turnover)
Inspection & Valuations (up 20% of total turnover)
Non Marine Activities exceeding 20% of total turnover
Boat Building (if principle builder)
Diving Services
Professional Skippering
BERTH OWNERS LIABILITY
Private Use
Commercial Use (Owner)
Commercial Use (Sub Letting)
Pile Moorings
Jetties
